SIGNE MIRANDA
&
RICHARD M. KIERNICKI
DEMISTIFYING THE FINANCIAL PROCESS
WHAT DOES YOUR FUTURE LOOK LIKE?
About
INSURANCE & INVESTMENT
ADVISOR
Signe helps people protect their family, business and future so they can focus on their passion and purpose.
After 22 years as an entrepreneur in the music industry, and four years in the insurance and investment industry, Signe decided to get licensed to work alongside Richard as his business partner to help others like herself, entrepreneurs, artists and business owners achieve their financial goals.
SENIOR FINANCIAL ADVISOR
As an advocate for financial literacy, Richard demystifies the financial process so clients make better decisions.
Many times people pay higher taxes than they need to, because they aren't aware of alternatives to traditional government investment schemes - RRSP's, etc. He helps his clients create effective plans to protect their income, businesses and families in case they become unable to work their business due to accident, illness or death, or for future succession.
Richard doesn’t sell; rather he educates his clients: business owners, entrepreneurs, employees, individuals and families, on alternative tax saving strategies, ways of protecting their business, income and families and helps them find solutions for their unique needs and challenges, so they can keep their business’ doors open and thrive.
Find out more about Richard's work and his book, "The Capitalist's Worst Nightmare Come True: The Crucifixion of Capital," a book that introduces true financial literacy, particularly in Chapter 4: The Lie: How the Banks Really Work:
SEMINARS
Finding Money You Didn't Know You Had
* Creating a strategy to build wealth for your business, your family and your future
* Learning how to keep more of your money
* Protecting your business, income & family in case of accident, illness or death
* Succession plans and generational transfer of wealth to your families
FREE SEMINAR (refreshments & parking included)
Testimonials
CLIENT
“As my financial advisor, Rick is second to none. His intuitive, highly effective strategies are always conducted with the utmost integrity and transparency. Rick draws on a deep well of experience and knows how to go his own way. I cannot recommend this man highly enough.” Jonathan Tarrant
MORTGAGE BROKER
“Richard is amazing and has so much integrity. A pleasure to know and work with. His clients and his knowledge are his passion and purpose, as he loves to make others successful and powerful.” Janet Dillon
DIRECTOR AT NEIGHBOURHOOD DEVELOPMENT COMPANY
“Although the value of a good coach might be hard to justify, if you're ready to let them do their job, people like Richard can save you a lot of wasted time, energy and money. I recommend that you put Richard's many years of experience and positive energy in your corner.” Michael Giulion