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SIGNE MIRANDA
&
RICHARD (RYSZARD) M. KIERNICKI

DEMYSTIFYING THE FINANCIAL PROCESS

WHAT DOES YOUR FUTURE LOOK LIKE?

About

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INSURANCE & INVESTMENT

ADVISOR

Signe helps people protect their family, business and future so they can focus on their passion and purpose.

After 22 years as an entrepreneur in the music industry, and four years in the insurance and investment industry, Signe decided to get licensed to work alongside Richard as his business partner to help others like herself, entrepreneurs, artists and business owners achieve their financial goals.

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SR. INSURANCE & INVESTMENT

ADVISOR

As an advocate for financial literacy, Richard demystifies the financial process so clients make better decisions. 

Many times people pay higher taxes than they need to, because they aren't aware of alternatives to traditional government investment schemes - RRSP's, etc. He helps his clients create effective plans to protect their income, businesses and families in case they become unable to work their business due to accident, illness or death, or for future succession.

Richard doesn’t sell; rather he educates his clients: business owners, entrepreneurs, employees, individuals and families, on alternative tax saving strategies, ways of protecting their business, income and families and helps them find solutions for their unique needs and challenges, so they can keep their business’ doors open and thrive.

Find out more about Richard's work and his book, "The Capitalist's Worst Nightmare Come True: The Crucifixion of Capital," a book that introduces true financial literacy, particularly in Chapter 4: The Lie: How the Banks Really Work:

https://www.richardmkiernicki.com/author

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SEMINARS

Finding Money You Didn't Know You Had

NEXT DATE: TBA

* Creating a strategy to build & preserve wealth for your family, your business and your future

* Learning how to keep more of your money

* Downsizing, selling your home, finding a new home and finding the most tax efficient manner to invest the proceeds

* Protecting your business, income & family in case of accident, illness or death

* Succession plans and generational transfer of wealth to your families

FREE SEMINAR (refreshments & parking included)

 

REGISTER HERE

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Elevate Your Income Career Event

[Join our Team]

Sat. Sep. 21, 2024, 10 AM-12:30 PM

Are you looking to build a business with unlimited potential?
or...
Are you a licensed advisor looking for a new opportunity to build your business, with training and support?

[Join our team]


REGISTER (snacks & parking included)

 

REGISTER HERE

Testimonials

CLIENT

 Finding Money You Didn't Know You Had Seminar: “I found this session very informative, enlightening and inspiring.  Signe and Richard want to empower each of us with the gift of financial literacy.  No matter how old you are or what your financial status is, getting help to plan your financial health is so important..”  Julie Salerno, Virtual Assistant 

CLIENT

 “As my financial advisor, Rick is second to none. His intuitive, highly effective strategies are always conducted with the utmost integrity and transparency. Rick draws on a deep well of experience and knows how to go his own way. I cannot recommend this man highly enough.”  Jonathan Tarrant 

MORTGAGE BROKER

 “Richard is amazing and has so much integrity. A pleasure to know and work with. His clients and his knowledge are his passion and purpose, as he loves to make others successful and powerful.” Janet Dillon 

DIRECTOR AT NEIGHBOURHOOD DEVELOPMENT COMPANY

 “Although the value of a good coach might be hard to justify, if you're ready to let them do their job, people like Richard can save you a lot of wasted time, energy and money. I recommend that you put Richard's many years of experience and positive energy in your corner.” Michael Giulion

SIGNE & RICHARD
HOURS

BY APPOINTMENT

Copyright © 2022-2024 Signe Miranda and Richard M. Kiernicki - All Rights Reserved.

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